* Daily Balance (The amount of principal in the account each day)
** Rates may change after the account is opened
** Maximum of six (6) Withdrawals per Month
*** Rates subject to change without notice

Interest penalty for early withdrawal from certificate accounts.

Eureka serves customers in the metropolitan New Orleans area. We have no obligation to open or renew an account for anyone whose residence is outside of this area.

Unlawful Internet Gambling Notice – Restricted transactions as defined in Federal Reserve Regulation GG are prohibited from being processed through any account or relationship.

Rates Effective March 18, 2024
Account Type Minimum Deposit Required to Open Account Minimum Balance to Earn Annual Percentage Yield* Early Withdrawal Penalty Interest Calculation Method Interest Rate*** Annual Percentage Yield
Passbook Savings** $25.00 $10.00 None Compound Daily 365/365 0.200% 0.20%
Money Market** $25.00 $10.00 None Compound Daily 365/365 0.200% 0.20%
91 Day Certificate $1,000.00 $1,000.00 91 days Compound Daily 365/365 3.198% 3.25%
6 Month Certificate $1,000.00 $1,000.00 3 months Compound Daily 365/365 2.956% 3.00%
9 Month Certificate $1,000.00 $1,000.00 3 months Compound Daily 365/365 3.198% 3.25%
1 Year Certificate $1,000.00 $1,000.00 3 months Compound Daily 365/365 3.440% 3.50%
1-1/2 Year Certificate $1,000.00 $1,000.00 6 months Compound Daily 365/365 3.440%3.50%
2 Year Certificate $1,000.00 $1,000.00 6 months Compound Daily 365/365 3.440% 3.50%
2-1/2 Year Certificate $1,000.00 $1,000.00 6 months Compound Daily 365/365 3.440% 3.50%
3 Year Certificate $1,000.00 $1,000.00 12 months Compound Daily 365/365 3.440% 3.50%
4 Year Certificate $1,000.00 $1,000.00 12 months Compound Daily 365/365 3.440% 3.50%
5 Year Certificate $1,000.00 1,000.00 12 months Compound Daily 365/365 3.440% 3.50%